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Apple Pay Cash, where is Apple headed?

Apple Pay Cash is a new feature that came alongside iOS 11.2. This feature is available on iPhone 6 and later, all iPad Pros, fifth-generation iPad, iPad Mini 3, and iPad Air 2 as long as they have iOS 11.2. However, this feature has been failing on a lot of models, users stated that they received an error message saying that the feature is unavailable. Apple recommends that if Apple Pay Cash is not showing up or is not functioning properly, customers should restart their device.

But, what is Apple Pay Cash and what does it mean for Apple?